Unique Ways to Save Money on Health Insurance
Last week, there were two interesting articles in the St. Paul Pioneer Press about providing medical care on-site at businesses.
The first article was about school districts which have started free on-site clinics for teachers and staff. In Minnesota, the Brooklyn Center school district has an on-site clinic and the Farmington and Minneapolis school districts have approved on-site clinics and are working at getting them established. The Brooklyn Center school district program is run by NeoPath Health. The clinic is staffed one day a week by a doctor who sees patients and dispenses free generic drugs. The rest of the week, the doctor is available by phone, e-mail, or webcam. The goal of the clinics is to prevent illnesses and manage chronic conditions, such as diabetes. The school districts involved in this new endeavor hope the use of these clinics will not only save on increases in insurance premiums by having fewer doctor’s visits, but also save the cost of replacing teachers and staff who need to take time off in order to go to their normal physician.
The other article profiled a new business called OnSite Care Doctors PLLC. The purpose of this company is to provide work-site health and wellness services to small and medium size businesses. They provide on-site educational services as well as treatment services including chiropractic and acupuncture. The purpose of this company is to combine the convenience of care in the workplace, and reduce health care costs by reducing stress, reducing injuries and preventing illnesses.
These are fascinating new developments in how to deliver healthcare to employees. It will be interesting to watch how these end up benefitting workplaces in the long run. Thinking outside the box can cut costs and improve productivity.
Minnesota workplaces are required to provide time off to employees for a variety of ten little known leaves of absence. While most employers are familiar with the federal Family Medical leave Act (FMLA), and military leave law, few realize Minnesota has a variety of state leave laws which cover some very unique and dare I say, unusual circumstances. The potpourri of leave laws include four which cover family, health and children matters. The last six cover a variety of individual employee issues, including two newer military leaves for family members of service members.
Every day more and more applications become available for smartphone users some are for fun and some are useful. I personally have a barcode scanner app, The Weather Channel app and a stopwatch app on my smartphone.
Many work accidents are preventable through training and actively managing employees. Accidents at work can be devastating to the public, employees, and the employer, not to mention the liability exposure and resulting loss of employee work time and productivity.
Spring is in the air, which means love is in the air, and we are fast approaching the official wedding season. It is estimated that roughly 1/3 of romantic relationships begin at work. This isn't hard to understand when you consider “...the average American spends 46 hours per week at their job, and 38 % spend more than 50 hours per week on the job,” according to the National Sleep Foundation. The workplace is the new dating arena, making it more likely that romance between employees may blossom. What does that mean for employers?
I must confess I told a little white lie to my 4-year old daughter about how the Easter Bunny was able to leave the eggs so high up on a shelf. I told her, bunnies can hop really, really high and that is how he was able to get it on the high shelf. She was pretty impressed with this feat by the Easter Bunny. In the employment setting though, lying is not recommended, not even little white lies.